A Leader in Insurance Coverage and Services

IRMS is an IHA-affiliate corporation that formed in 1980 to provide Illinois hospitals and health systems with exceptional insurance coverage and services. Since then, IRMS has expanded into a full-service operation partnering with hospitals, health systems and physicians. Over half of Illinois hospitals participate in IRMS’ workers’ compensation and professional and general liability programs.

Is Your Organization Self-Insured?

If you’re considering self-insurance for your organization, we’ll help you manage the application and approval process with the Illinois Workers’ Compensation Commission from start to finish.

Our Team of Experts

With a team of over 30 insurance professionals, your organization will benefit from working with a dedicated service team with assigned representatives. Our experienced staff takes pride in the proactive management of existing claims while assisting our clients in reducing exposures and preventing potential loss. We’re responsive to your needs because we know the complexities of the healthcare environment. 

Claims Management

Our claims management services include:

• Full service claims investigation and compensability determination
• Medical and prescription oversight and cost containment
• Decisive disability and management with the goal of favorable claim resolution

Strengthening Workplace Safety

Our loss control and occupational safety services include:

• Onsite occupational hazard inspections with loss control solutions
• Ongoing assessment of claims experience to identify problem areas of loss and provide loss control solutions
• Coordination with claims staff to identify occupational hazards, with occupational safety plans provided to remove or control those hazards
• Assistance with developing occupational safety programs on common hazards that cause injuries and illnesses to healthcare workers

Clients can request our complete service package or tailored services to meet your specific needs. Learn more

Actuarial Services for Workers’ Comp

Our actuarial consulting firm, offered through IRMS, specializes in workers’ compensation and other coverage lines. New and established self-insured entities can access our actuarial services, offered at competitive rates. Learn more

Insurance Brokerage for Self-Insured Entities

IRMS is a licensed insurance agency working with many excess workers' compensation insurance companies. As a self-insured entity, your organization can get better pricing, lower retentions and coverage enhancements with our group programs. We offer workers' compensation self-insurer bonds, including non-collateral bonds.

Contact us to learn how our workers’ compensation program can benefit your self-insured entity.